FinTech Interview with David Metz, Founder and CEO of Prizeout

David Metz shares his journey from early entrepreneurial ventures to founding Prizeout, explaining how the idea emerged from recognizing the overlap between customer acquisition and digital gift cards. He outlines why credit unions became the ideal partners, the challenges of building fintech solutions for their ecosystem, and how Prizeout’s CashBack+ platform is reshaping rewards by integrating merchant-funded offers directly into digital banking. The conversation also covers the impact of industry shifts like the Durbin Amendment, the role of the CUSO model in scaling innovation, and how collaboration with credit unions is driving the next phase of fintech growth.

Prizeout POV: This discussion underscores a broader shift in how financial value is created and distributed across the ecosystem. By aligning merchant acquisition goals with credit union member needs, Prizeout introduces a model that moves beyond traditional, card-dependent economics and toward more sustainable, partner-driven rewards. It also highlights the importance of building within the unique constraints and values of the credit union space, where trust, collaboration, and member experience are central. The result is a framework for innovation that is not only scalable, but also more equitable and better aligned with how modern consumers expect to engage with their financial institutions.

Read full article here